[Proposal] Metamouse x BEAM

BeamX DAO Proposals
1

Proposal Title: [Proposal] Metamouse x BEAM

Author: Roman Aleksandrovsky, Metamouse Core Team

Date: 5/25/2022

You can reach us directly through billion@metamouse.cc or Roman Aleksandrovsky can be reached on Discord: ZooMie | metamouse.cc#5040 , Telegram: @BornTL, Email: roman@metamouse.cc or via the handle @ZooMie

Following feedback, this is a revised proposal. Previous versions can be found in the edit panel.

ABOUT US

Metamouse ( metamouse.cc ) is a Fiat Payment Infrastructure for DAOs, Web3 and their communities. We are the “rails” connecting the Web3 and Fiat worlds.

Thanks to Metamouse, any DAO or other Web3 project, as well as ordinary users, can pay Fiat bills without going through KYC in almost any country in the world.

Among our partners there are already such projects as: mStable, Integral, DFX Finance, Stasis, Zilliqa and many others.

Valuable Links

Website: ://metamouse.cc/

Application: ://app.metamouse.cc/

Discord: ://discord.gg/xXGwfut8YH

Twitter: ://twitter.com/MetaMouse_pay

Presentations

Pitch Deck: ://metamouse.cc/pitch-deck/

Presentation for DAO: ://metamouse.cc/wp-content/uploads/2022/04/For-DAO.pdf

HOW

Metamouse was created as an idea to ease all financial processes for Web3 projects and remove all additional costs associated with the financial part. We also want to simplify the process of paying Fiat bills as much as possible, so we decided to use the P2P model to work. On one side there is a user who needs to pay their bill, on the other side there is a network of peers who pay users’ bills. These can be both legal entities and private individuals. All peers go through full KYC, internal analysis and only then have the opportunity to join the metamouse network.

This solution allows us not to collect KYC from users. However, on the side of Metamouse, the cryptocurrency is also checked for legality. If the cryptocurrency came from mixers, the darknet or other dubious places, then we cancel the payment and return the cryptocurrency to the user.

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DETAILS

Metamouse supports payment in almost all countries of the world, except for blacklisted countries such as North Korea, Iran, etc. Also, all payments are made within 24 working hours ( 1-2h on average ). You can find all supported fiat and crypto currencies in our app ( ://app.metamouse.cc/ ).

The business model of Metamouse is based on receiving a commission for each transaction. At the moment, the commission has a fixed rate of 3%, regardless of the amount of payment. The commission is also shared between verified payers who receive ~46.7% ( 1.4% of the total payment amount ) and Metamouse keeps the rest ( 1.6% of the total payment amount ).

Unlike alternative solutions, Metamouse has such advantages as a wide geography, the ability to avoid additional fees, expenses for the legal part, etc. All this allows the Web3 organization to save time and money.

KEY POINTS

We plan to become a complete payment infrastructure for Web3 and their communities, which requires both development resources and a complete solution to all legal difficulties. Now Metamouse is under our main project - Licensed crypto exchange ://Altercap.com

Links to licenses

Altercap OU ( Estonian Company, Licensed to operate in Europe ): ://mtr.mkm.ee/juriidiline_isik/275523/valjavoteEdit?tulemus=Tegevusluba

Altercap LTD ( UK Company, MSB License ): ://www10.fintrac-canafe.gc.ca/msb-esm/public/detailed-information/msb-details/7b226d73624f72674e756d626572223a3136363936332c227072696d617279536561726368223a7b226f72674e616d65223a22616c746572636170222c2273656172636854797065223a317d7d/

The first step, which is already in progress, is to launch a separate Metamouse DAO and create our own native token. Since the product is created for DAOs and Web3 projects, the best option would be to transfer control over important decisions in our project to the community.

What is required for Metamouse?

Total required investment: 2.5$M in crypto ( USDC / USDT / DAI or other ).

The total amount can be divided among several DAOs or Web3 project wishing to invest in Metamouse. Minimum ticket: 50.000$ in crypto.

What does BEAM receive?

  • Metamouse Token equivalent of invested amount ( a more accurate amount will be specified in the next update, as soon as metamouse token is launched ).

  • These tokens remain locked for 12 months in a time-locked contract.

  • Reduced commission fee for Metamouse Token or BEAM holders.

What will the raised funds go to?

  • Metamouse Crypto Cards ( Analogue of Bank Cards )
  • More Fiat Currencies
  • Geography Expansion
  • New Coins and Tokens
  • Recurring payments
  • API for payment institutions
  • Metamouse Widget ( Ordinary businesses can accept crypto payments without interacting with it )
  • Marketing Campaigns ( including brand awareness )
  • Community growth
  • Consultations and legal part

How long will implementation take?

12 months ( +6 months in case of force majeure ).

How our proposal will benefit BEAM?

  • BEAM сan transfer all expensives to Metamouse and participate in testing new solutions (e.g. now crypto cards without KYC requirement).

  • Risk diversification and income due to holding Metamouse Token.

  • BEAM representatives and holders can participate in new decisions about the development of the project.

  • BEAM integration for paying bills via metamouse.

  • Reduced commission for holders.

What will be our next steps if proposal accepted?

  1. Preparation of all information about tokenomics and the final offer.
  2. Pass an BEAM governance vote.
  3. Increasing the team for faster project development.
  4. Building and rolling out updates.

Thank you for your time and please vote! If you vote “NO” or “Needs Work”, then please leave your comment why, we appreciate your feedback!

2

Dear BEAM Community,

May I ask someone to run poll in this proposal?

[poll type=multiple results=always min=1 max=1 public=true chartType=bar]
# Would you like to see this proposal go to vote?
* Yes
* No
* Needs work
[/poll]

Thanks,
Roman

3

Metamouse X Beam sounds good.